Sparkle

Oban Rating:

Good

Sparkle Microfinance was founded in 2019 by Uzoma Dozie. Its objective is to democratize access to financing for small enterprises and people. It is one of the leading digital banks in Nigeria.

Technology is very important in Sparkle Microfinance. You may access a variety of financial services by downloading the Sparkle mobile app from the Google Play Store or the Apple App Store. The Sparkle bank loan is available to anyone who has a Sparkle bank account.

General Account Requirements:

  • You must be at least 18 years of age.
  • You must have a valid email address for verification.
  • A phone number for receiving OTP.
  • Your Bank Verification Number (BVN).

Pros:
  • Flexible lending packages
  • Quick disbursement period
  • Easy online services
  • Good customer service

Cons: 
  • Average interest rates
  • Moderate late fees and charges

Kuda Microfinance Bank Loans and Terms

Loan Type

personal_loans

Loan Amount

₦0

-

61 Days

Repayment Terms

1

-

12 months

Monthly Interest

5

-

15%

Location

Yes

Employment Preference

Full Time

Pros: 

Flexible lending periods, Flexible lending amounts, Quick loan disbursement, Good customer service, Moderate charges and late fees

Cons: 

Average interest rates

Estimated Interest Rate

5

-15%

Max Loan Amount

₦10,000 to ₦100,000

Loan Term

1

-12 months

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